Exclusive GIC Rates Comparison
- Exclusive Rates for 2024
- Compare Top Institutions
- Acct Protection Up To $1M
- Unbiased Comparisons
- Tailored Rates
Choose a rate that works for you
All options with no setup fee, 0% monthly account fees & no hidden costs.
How it works
1
Select your requirements
Select your requirements that best suits you using our simple, fast, and secure application form. It takes less than 30 seconds to submit and put you in-touch with a third-party provider.
2
Generate results
Submit your requirements with Canada Rate Center to get started. Submitting is fast, secure, and easy. We only ask you for the information we require to find you the best possible offers.
3
Get personalised GICs
Canada Rate Center will sort through our provider network and send you the best third-party offers by phone or email to help you reach your goals faster.
Stay Safe & Secure
Your principal amount is 100% guaranteed with Guaranteed Investment Certificates (GICs)
Customise Your Solution
You can choose the term you want, a fixed or variable interest rate and you can opt to lock in your principal or access it at anytime.
Save on Taxes
Reduce taxes by holding your GIC within a Registered Plan, such as a Retirement Savings Plan (RRSP) or Savings Account (TFSA).
Cashable GICs
Get a guaranteed rate and the flexibility to cash out.
Non-Redeemable GICs
Invest your capital for a fixed time (term) for a fixed interest rate.
Market Linked GICs
Leverage the power of the stock market while keeping your investment safe.
Personal Redeemable GICs
Have the flexibility to access funds partially or fully as you need them.
Compare GICs within 30 secs
Save time and money with Canada Rate Center. We do all the heavy lifting for you by providing you with the most suited GIC partner that meets your requirements.
Make Smarter Decisions
Whether you have previous experience or none at all, building financial awareness is the best way to build your capital. Find trusted third party partners to make better financial decisions.
100% Free. No obligation
Disclaimer: Saving Smarter is a marketing website which does not provide financial advice. We pass the data provided by you on the online forms to relevant third parties who will contact you in relation to fixed rate bond investments and advice on relevant products and we accept no liability and make no guarantees in this regard. We are not authorized or regulated by the Financial Consumer Agency of Canada (FCAC). Reliance on the promotion for the purpose of engaging in any investment activity may expose an individual to a significant risk of losing all of the investment. Investments and the income from them may go down as well as up and you may get back less than the amount you invested. As with all investments, capital is at risk. There are no fees for using this service. Opt in: By submitting your details on this website and using this service you are accepting that you are happy to hear from our third party partners about other investment opportunities. We will use your email address and phone number to contact you no more than a few times a month. You may opt out at any time.